Do we have to come to you?
Not at all. We have found most of our clients feel more comfortable on the phone. While we are more than happy for you to come see us, as we have clients Australia wide, so much of our business is conducted online via email and our web services! You can relax in the comfort of your own home! The choice is yours!
What is a credit report?
A credit report can consist of information for both consumer and commercial credit information. Some of the information it can include is your gender, current or previous residential addresses and information about your employment, name, date of birth and drivers license number. It may also include any credit applications as well as any details of overdue or unpaid accounts or any serious credit infringements.
Does having too many enquiries on my credit file affect my chances?
Depending on the financier it definitely can! So many people come out of a Debt Agreement or Bankruptcy and simply try to apply online. Thinking that they now are fine to apply for credit again. Did you realise by simply having even a small paid default on your credit file can be enough of a reason to be declined by an online application system! every enquiry is usually listed on your credit file for up to 5 years. Why take the chance?